Your Shared Ownership
Mortgage, Made Simple

Buying your home through shared ownership means you part-buy and part-rent. Fluent Money are market-leading brokers who specialise in helping you get on the property ladder.

Is Shared Ownership Right for You?

If you have a smaller deposit, shared ownership could be a great way to get onto the property ladder.

With shared ownership, you buy an initial share – usually between 10% and 75% of the property’s value. You pay rent on the remaining share, which is typically owned by a housing association or the developer. After you have bought your initial share you can then go on to purchase further shares in your property. You can usually buy more shares in your home over time.

It’s important to consider all the costs involved. Our advisers understand the different schemes and will guide you through the process, highlight key considerations, and answer any questions you have.

Why Choose Fluent Money for a Second Home Mortgage?

Work with specialists in the second home mortgage sector

Fully qualified CeMAP advisers

Receive help and advice from your own personal mortgage expert

Gain access to our most competitive deals

Our advisers will quickly understand complex requirements you may have

We’re dedicated to making sure your application proceeds smoothly

A simple, transparent, and quick application process

Our advisors aim to find the lowest rate

Free, no-obligation initial consultation

Get a Free, No-Obligation Quote

Our expert advisers are here to help. Fill out our contact form and arrange a free call at a time that suits you.

Speak to Our Team Today

Abstract purple circles on white background

Let us know how we can help you.

GDPR(Required)