Secured Loans & Bad Credit

Do you have bad credit, CCJs or mortgage arrears but require a loan? If so, then you may be accepted for a secured loan if you are a homeowner.

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Why Bad Credit Applicants Can Be Considered

Credit score criteria for a secured loan is often not as strict as other loan types. This is because a secured loan lender will use your home as security against the sum of money they lend out.

As the lender has your home as security it means that you can apply for a secured loan if you have poor credit, CCJs or mortgage arrears.

At Fluent Money we understand that you may have fallen into financial hardship in the past and this could have resulted in you having bad credit. Perhaps you have received a CCJ, had to use a payday loan or been in mortgage arrears, if so, you may still be eligible for a secured loan through Fluent Money.

With all the above considered you must remember that you need to keep up the monthly repayments with a secured loan or your home may be repossessed.

Why Choose Fluent Money if you are Looking for a Secured Loan?

  1. Work with our secured loan specialists
  2. Fully qualified and experienced advisers
  3. Receive help and advice from your own personal loan expert
  4. Applicants with poor credit, CCJs and mortgage arrears welcome
  5. Our advisers will quickly get to grips with any complex requirements you may have
  6. We’re dedicated to making sure your application proceeds smoothly
  7. A simple, transparent and quick  application process
  8. No obligation advice, arrange a free call now
  9. Our advisors aim to find the lowest rate based on your circumstances
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Get a free no obligation quote

Our expert advisers are here to help. Fill out our contact form and arrange a free call for a time that suits you.

Why choose Fluent Money®?

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We’re 5 star TrustPilot rated
Find out what our customers say about us

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We’re friendly UK-based loan experts
You’ll be assigned a dedicated case manager to help deal with your application from beginning to end

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We’ll keep you in the picture
You can check your application and loan progress 24/7 with our industry-leading smartphone app

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We present you with options, not problems
Our many years’ experience means our friendly experts know how to find the right loan for you

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Why our customers recommend Fluent Money®

We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say: