Your Shared Ownership
Mortgage, Made Simple
Buying your home through shared ownership means you part-buy and part-rent. Fluent Money are market-leading brokers who specialise in helping you get on the property ladder.
Is Shared Ownership Right for You?
If you have a smaller deposit, shared ownership could be a great way to get onto the property ladder.
With shared ownership, you buy an initial share – usually between 10% and 75% of the property’s value. You pay rent on the remaining share, which is typically owned by a housing association or the developer. After you have bought your initial share you can then go on to purchase further shares in your property. You can usually buy more shares in your home over time.
It’s important to consider all the costs involved. Our advisers understand the different schemes and will guide you through the process, highlight key considerations, and answer any questions you have.

Why Choose Fluent Money if You’re Looking to Buy Through Shared Ownership?
- Work with specialists in shared ownership mortgage applications
- Fully qualified CeMAP advisers
- Receive help and advice from your own personal mortgage expert
- Gain access to our most competitive deals
- Our advisers quickly understand any complex requirements you may have
- We’re dedicated to making sure your application proceeds smoothly
- A simple, transparent, and quick application process
- Free, no-obligation initial consultation
- Our advisers aim to find the lowest rate

Get a Free, No-Obligation Quote
Our expert advisers are here to help. Fill out our contact form and arrange a free call at a time that suits you.