Remortgage Options Made for You
From better rates to bigger dreams — we’ll guide you through it clearly and quickly. Not sure where to start?
Remortgaging
Whether your fixed-rate deal is ending, you’re exploring better rates, looking to borrow more, or just want more flexibility – We’re here to help you remortgage with confidence.
Our expert mortgage advisers will assess your situation and present clear, tailored remortgage options – whether it’s with your current lender or a new one.
The application process is done fully online, ensuring quick remortgage quotes based on your needs.
Is now the right time to remortgage?
You may be nearing the end of your fixed deal, or just hearing about rising rates and unsure what to do.
Don’t wait and risk rolling onto your lender’s standard variable rate (SVR) – which is usually much higher.
Use our Mortgage Checker to explore today’s rates.
How is remortgaging different from buying?
You’re not starting from scratch, but you still want to make sure everything is done right.
Remortgaging is usually quicker and cheaper than a new purchase.
Our experts review everything – from your rate to your term length – to see how we might reduce payments or potentially shorten your mortgage.
If your home has gone up in value, you may even be able to unlock equity for renovations or life goals.
Do I really need to speak to an adviser?
You might be wondering whether you can stick with your current lender or if there are better options out there.
Our advisers compare a wide range of deals – from across the market.
With interest rates changing, you could save more than you think by switching.
It’s free to talk – we’re here to help, not pressure.
Important information.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £995
Remortgage FAQs
A remortgage is when you switch your existing mortgage deal to a new one – either with your current lender or another provider. This could help you:
- Save money on interest
- Fix your monthly repayments
- Unlock equity in your home
- Reduce your mortgage term
- Or just get a better deal!
It’s more straightforward than a new home purchase – and our advisers handle everything for you, making the process smooth, simple, and stress-free.
Set a Mortgage Reminder so you never roll onto a higher standard variable rate (SVR)!
You can remortgage at any time – though most people do it before their fixed-rate deal ends. Whether you’re looking to save, release equity, consolidate debt, or buy out another party, we’re here to help.
Whatever your reason, get in touch and book a free call with one of our expert mortgage advisers to see if a remortgage is right for you.
- To save money by switching to a better rate
- To access equity for renovations, big plans, or life events
- To consolidate debts into one affordable monthly payment
- To gain financial breathing room
- To reduce their mortgage term and pay it off faster
That’s completely normal – and waiting too long can cost you.
Our advisers will explain everything in simple terms, no jargons, walk you through the process, and give you the confidence to take the next step.
You don’t have to make a decision on the spot – but knowing your options helps you avoid a higher rate.
Use our Mortgage Calculator Tool to get a clearer picture of what you might be able to borrow based on your income and situation.
Remortgaging is a great time to take stock of your financial future.
We’ll help you review protection options like life cover, income protection, or critical illness cover.
We’ll also explore whether you can reduce your mortgage term, make overpayments, or become mortgage-free sooner.
Many customers worry about the admin or expense involved.
Most remortgage legal work is minimal – often just a land registry update.
With Fluent Money, legal work only starts when your mortgage offer is approved.
Some deals include free legal services – ask us if you’re eligible.
