Expert Help for Your Buy-to-Let Mortgage

Whether you’re buying your first rental, growing your portfolio, or keeping your old home when you move, we’re here to guide you with clear, expert buy-to-let advice every step of the way.

Buy-to-Let Mortgages

Fluent Money specialises in buy-to-let mortgages, whether you’re a first-time or experienced landlord. With in-depth knowledge and clear advice, Fluent Money guides you through every step of the process, whatever your situation.

Read on to find out more about buy-to-let mortgages and see if they’re right for you.

Looking to build your property portfolio or keep your current home? We’re here to help and will guide you through every step.

Why Choose Fluent Money
for Your Buy-to-Let Mortgage?

Free, no-obligation initial consultation
Borrow up to 85% of the property value
Repayment terms from 5 to 35 years
Quick, hassle-free application process
Competitive rates based on your circumstances

Important information.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £995

FAQs

A buy-to-let mortgage is still a loan to buy a property – except in this case it’s for when you want to rent it out, rather than live in it yourself. It might be that you want to break into the buy-to-let market and build a property portfolio, or you might just want to relocate and keep your old home as an investment.

Whatever your reason, our expert team is here to help. Why not arrange a free call with one of our mortgage advisers today?

A buy-to-let mortgage is similar to a standard mortgage, except the fees tend to be much higher. Often, many people choose an interest-only buy-to-let mortgage. This means that they only pay off the interest that builds up on the loan each month, and then pay back the loan in full at the end of the term. You can also get buy-to-let mortgages where you pay off the loan in monthly installments too.

A buy-to-let mortgage is worth thinking about if you want to start building a property portfolio and become a landlord, renting your properties out to tenants. Or, if you’re relocating, you may want to keep the property you already own as an investment in order to rent this out.

Buy-to-let mortgages can be more expensive. To start, you usually need a deposit of around 25% – sometimes even up to 40%. Interest rates can also be higher than on a regular purchase mortgage.