Find the Right Home Improvement Loan for You
Are you a homeowner planning home improvements? Consider a secured loan to fund your project.
Home Improvements
Why a secured loan could be right for your home improvement project…
Home improvements can be expensive – often running into the thousands. You may need to borrow a large sum.
A secured homeowner loan uses the equity in your home as security against the amount you borrow. This means that lenders will often lend large sums of money. Fluent Money can offer secured loans ranging from £10,000 to £500,000. You can choose terms between 3 and 30 years. Longer terms can mean lower monthly payments, but the overall cost may be higher.
Your regular income is less important for eligibility, because your home is used as security. This can help if your income has reduced – perhaps you’re retired or working part-time. A secured homeowner loan is flexible – even if you already have a mortgage (known as a “second charge loan”).
If you’re planning your dream kitchen, making your home more energy efficient, or adding that much-needed extension, a secured homeowner loan could be the right option for you. Our Fluent Money advisers specialise in homeowner loans and have access to lenders offering competitive, flexible options.
Why Choose Fluent Money for a Homeowner Loan?
Work with our home improvements loan specialists
Fully qualified and experienced advisers
Receive help and advice from your own personal loan expert
Gain access to our most competitive deals available
Our advisers will quickly get to grips with any complex requirements you may have
We’re dedicated to making sure your application proceeds smoothly
A simple, transparent and quick application process
No obligation advice, arrange a free call now
Our advisors aim to find the lowest rate based on your circumstances
Get a No Obligation Quote
Our expert advisers are here to help. Fill out our contact form and arrange a call for a time that suits you.
Why Our Customers Recommend Fluent Money®
We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say:
The Team were fantastic and very thorough
I had fantastic experience with Fluent Money. All of their employees were extremely helpful and efficient from the start throughout the whole process. One can’t compare it to a standard high street bank. I would highly recommend this company as they really care and make sure they choose the lender that suites their customer’s circumstances.
Amazing Service
I approached fluent for some help for a consolidation loan. A few worries before calling but they were all soon put to rest. Matt initially helped me find the right deal and then Abby went on to seal the deal. Thanks to their knowledge and advice i am now a lot more comfortable and i cant thank them enough. Very quick turn around. I highly recommend Fluent. If you have money concerns it really is good to talk. Thank you.
I would 100% recommend them
Amazingly helpful they took care of everything taking out the stress of having to deal with it myself I would 100% recommend them first with James who helped me look for the best loan then Simon who took care of all the paperwork thanks guys
Excellent
Excellent! I have used this company for a second charge loan for consolidation of another loan and additional funds for a house renovation. George was brilliant, knowledgeable, proactive and efficient. Nothing was too much trouble. I would highly recommend this company!
Securing my loan
Very clear information and great service
