Lifetime Mortgage Calculator
Use our free equity release calculator to find out how much equity you could release from your home.
Our Equity Release Calculator will Give You an Idea of How Much You Could Release
Here are some key facts:
- You must be aged 55 or over to take out a plan
- All the plans we recommend have a no negative equity guarantee, meaning that you can never owe more than the value of your home
- You can take the money as a lump sum or as series of lump sums overtime
How is the amount you could release calculated?
The amount of equity you can release is calculated using:
- The amount of equity you own within your home
- The market value of your property
- Your age – 55 or older (the minimum age required by most providers)
Equity release calculator results
Once you have submitted your information into our equity release calculator, a Fluent Money adviser will call you to discuss your options.
Our advisers are fully qualified to give you the advice you need. We work with an extensive panel of lenders to find the best deals to match your situation. Responsible borrowing is at the forefront of the advice we provide and our advisers will spend the time with you to fully understand your financial circumstances.
Important information.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £995
About your property
You must enter an estimated value
please tell us how much of your
mortgage is still left to pay
You must enter a mortgage balance
Your Property Type *
You must enter a valid postcode
About you
You must enter a first name
You must enter a last name
the age of the youngest applicant
You must enter an age older than 55
You must enter an email address
You must enter a phone number
I can confirm I have read and understood the Data Protection & Your Privacy
You must agree to the terms
Calculating …
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Hello , based on your age of and property value* of £, you could release:
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Why Our Customers Recommend Fluent Money®
We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say:
The Team were fantastic and very thorough
From start to finish. The information given was accurate, The Team from fluent were fantastic and very thorough. They were always there for us. All queries sorted timely and efficiently. They are a company We would recommend to anyone looking for Equity Release. A Special Thanks to. Joe Bradshaw and Colin Fort. Who Made Our Journey Special. Thank You.
Excellent Service
Have used Fluent Money twice now due to the excellent service provided from the start of my enquiry to the completion. Both contacts kept me fully informed regularly at every stage of the process both by phone and email. I would recommend Fluent Money to anyone looking for Equity release. Thank you for getting me to a very satifactory conclusion!
Helped us through the entire process
Mallard Mortgages referred us to Fluent Money so that we could release equity on our house. We were assigned Colin Fort to process our application. He got the most competitive quote with Standard Life, and helped us through the entire process, explaining clearly what was going to happen on the way. He also referred us to our solicitor at Forever Legal who also did us proud.
Fabulous service
Fabulous service, would recommend to anyone taking equity on their property. Colin and Paul were absolutely fabulous. I thought this was going to be a long drawn out process but it was stress free. Wow
Excellent, Professional Company
Excellent service at every stage of my equity release, especially from Kelly Owens, advisor, and Colin Fort, co-ordinator. Never used Fluent Life before, would thoroughly recommend them, very professional.
Speak to Our Team Today
Let us know how we can help you.