Cookie Policy
What are Cookies?
A cookie is a small text file that your browser stores on your device. It doesn’t contain programs, nor can it access your other files or install viruses. Cookies help improve your browsing experience by remembering your actions and preferences. Fluent Money’s cookies are anonymous and not shared with third parties.
Types of Cookies Used by Fluent Money
Strictly Necessary Cookies
These cookies allow the website to function properly and enable features such as secure areas and form input retention. They do not gather information for marketing or tracking beyond your current visit. Accepting these cookies is necessary for the site to operate effectively.
Performance (Analytics) Cookies
These cookies collect anonymous data on how visitors use the site—like pages visited and any errors encountered—to improve functionality, understand usage, measure ad performance, and test design changes. They don’t identify you personally, and accepting them helps the website deliver a better experience.
Functionality Cookies
These save preferences you’ve chosen (e.g., layout, text size, colours), track whether you’ve been asked to complete a survey before, or remember when you’re logged in. They don’t drive targeted advertising. Disabling them may reduce your experience or functionality on the site.
Targeting / Marketing Cookies
Fluent Money may place anonymous cookies via trusted marketing partners to display Fluent-branded ads on other sites. These cookies do not identify you, remain on your device only, and you can opt out of them via the third party provider tools (e.g., Google Ads settings). Disabling them could limit certain marketing functionalities.
Managing Your Cookie Preferences
You can manage or update your cookie preferences at any time using the CookieYes consent banner on our website. Simply select ‘Cookie Settings’ in the small cookie icon in the corner of your screen to review, enable, or disable non-essential cookies. Your preferences will be remembered for future visits and can be changed whenever you wish.
| Name | recordID |
| Purpose | This cookie is set by the provider DotMailer and is used for tracking marketing and communications. |
| Expires | Persistent cookie – expires 1 year after it was first set. |
| Source | https://www.fluentmoney.co.uk |
| Name | metrics |
| Purpose | Description is currently not available. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://www.fluentmoney.co.uk |
| Name | umbracoEngageAnalyticsVisitorId |
| Purpose | Description is currently not available. |
| Expires | Persistent cookie – expires 1 year after it was first set. |
| Source | https://www.fluentmoney.co.uk |
| Name | .AspNetCore.Mvc.CookieTempDataProvider |
| Purpose | No description available. Used by ASP.NET Core to store temporary data during the user’s session. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://www.fluentmoney.co.uk |
| Name | _GRECAPTCHA |
| Purpose | Google Recaptcha service sets this cookie to identify bots and protect the website against malicious spam attacks. |
| Expires | Persistent cookie – expires 6 months after it was first set. |
| Source | https://www.google.com |
| Name | rc::a |
| Purpose | This cookie is set by the Google reCAPTCHA service to distinguish between humans and bots. |
| Expires | Persistent cookie – does not expire. |
| Source | https://www.google.com |
| Name | rc::f |
| Purpose | This cookie is set by the Google reCAPTCHA service to distinguish between humans and bots. |
| Expires | Persistent cookie – does not expire. |
| Source | https://www.google.com |
| Name | wpEmojiSettingsSupports |
| Purpose | WordPress sets this cookie when a user interacts with emojis on a WordPress site. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://www.fluentmoney.co.uk |
| Name | rc::b |
| Purpose | This cookie is set by the Google reCAPTCHA service to distinguish between humans and bots. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://www.google.com |
| Name | rc::c |
| Purpose | This cookie is set by the Google reCAPTCHA service to distinguish between humans and bots. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://www.google.com |
| Name | cookieyes-consent |
| Purpose | CookieYes sets this cookie to remember users’ consent preferences so that these are respected on subsequent visits. |
| Expires | Persistent cookie – expires 1 year after it was first set. |
| Source | https://www.fluentmoney.co.uk |
| Name | ARRAffinitySameSite |
| Purpose | This cookie is set by Windows Azure cloud and is used for load balancing to ensure the visitor’s page requests are routed to the same server. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://azure.microsoft.com |
| Name | __cf_bm |
| Purpose | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| Expires | Persistent cookie – expires 1 hour after it was first set. |
| Source | https://www.cloudflare.com |
| Name | ARRAffinity |
| Purpose | ARRAffinity cookie is set by Azure app services and allows the service to choose the right instance to serve requests. |
| Expires | Session cookie – expires when the browser is closed. |
| Source | https://azure.microsoft.com |
| Name | csrftoken |
| Purpose | Associated with Django web development, used for preventing Cross-Site Request Forgery (CSRF) attacks. |
| Expires | Persistent cookie – expires 1 year 1 month 4 days after it was first set. |
| Source | https://www.djangoproject.com |
| Name | MUID |
| Purpose | Bing sets this cookie to recognise unique web browsers visiting Microsoft sites. |
| Expires | Persistent cookie – expires 1 year 24 days after it was first set. |
| Source | https://www.bing.com |
| Name | ANONCHK |
| Purpose | The ANONCHK cookie, set by Bing, is used to store a user’s session ID and verify clicks on ads. |
| Expires | Session cookie – expires 10 minutes after it was first set. |
| Source | https://www.bing.com |
| Name | _gcl_au |
| Purpose | Google Tag Manager sets this cookie to experiment advertisement efficiency of websites using their services. |
| Expires | Persistent cookie – expires 3 months after it was first set. |
| Source | https://www.google.com |
| Name | IDE |
| Purpose | Google DoubleClick IDE cookies store information about how the user uses the website to present relevant ads. |
| Expires | Persistent cookie – expires 1 year 24 days after it was first set. |
| Source | https://www.doubleclickbygoogle.com |