Your Path to a Secured Loan,
Even with Bad Credit
Do you have bad credit, CCJs, or mortgage arrears but need a loan? You may still qualify for a secured loan as a homeowner.
Why Bad Credit Applicants Can Qualify?
Credit score criteria for a secured loan is often not as strict as other loan types. This is because a secured loan lender will use your home as security against the sum of money they lend out.
As the lender has your home as security it means that you can apply for a secured loan if you have poor credit, CCJs or mortgage arrears.
At Fluent Money we understand that you may have fallen into financial hardship in the past and this could have resulted in you having bad credit. Perhaps you have received a CCJ, had to use a payday loan or been in mortgage arrears, if so, you may still be eligible for a secured loan through Fluent Money.
With all the above considered you must remember that you need to keep up the monthly repayments with a secured loan or your home may be repossessed.
Why Choose Fluent Money for a Second Home Mortgage?
Work with specialists in the second home mortgage sector
Fully qualified CeMAP advisers
Receive help and advice from your own personal mortgage expert
Gain access to our most competitive deals
Our advisers will quickly understand complex requirements you may have
We’re dedicated to making sure your application proceeds smoothly
A simple, transparent, and quick application process
Our advisors aim to find the lowest rate
Free, no-obligation initial consultation
Get a Free, No-Obligation Quote
Our expert advisers are here to help. Fill out the form and arrange a free call at a time that suits you.
Why Our Customers Recommend Fluent Money®
We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say:
The Team were fantastic and very thorough
I had fantastic experience with Fluent Money. All of their employees were extremely helpful and efficient from the start throughout the whole process. One can’t compare it to a standard high street bank. I would highly recommend this company as they really care and make sure they choose the lender that suites their customer’s circumstances.
Amazing Service
I approached fluent for some help for a consolidation loan. A few worries before calling but they were all soon put to rest. Matt initially helped me find the right deal and then Abby went on to seal the deal. Thanks to their knowledge and advice i am now a lot more comfortable and i cant thank them enough. Very quick turn around. I highly recommend Fluent. If you have money concerns it really is good to talk. Thank you.
I would 100% recommend them
Amazingly helpful they took care of everything taking out the stress of having to deal with it myself I would 100% recommend them first with James who helped me look for the best loan then Simon who took care of all the paperwork thanks guys
Excellent
Excellent! I have used this company for a second charge loan for consolidation of another loan and additional funds for a house renovation. George was brilliant, knowledgeable, proactive and efficient. Nothing was too much trouble. I would highly recommend this company!
Securing my loan
Very clear information and great service
