Self-Employed?
Looking for a Mortgage?
We’re a market-leading mortgage broker specialising in helping self-employed applicants find the right deal.
Is It Harder to Get a Mortgage
if You’re Self-Employed?
It can be. If you’re self-employed, lenders may ask for different documents to prove your income – such as tax returns or accountant’s certificates – but the process itself isn’t necessarily stricter. It’s just about showing a consistent and reliable income.
Having the guidance and expertise of a mortgage broker like us can help you get a competitive deal that’s tailored to your circumstances. Our
Fluent Money advisers work with specialist lenders on a daily basis, so they are up to date with the latest lender requirements.
Applying for a mortgage via a specialist mortgage broker means you can potentially use their expert knowledge to improve your chances of being accepted and make your application stand out to lenders for the right reasons.
Here at Fluent Money, we’ll guide you through the process step by step. We work with a wide range of lenders, including those who specialise in more complex cases, so we can help find options that suit your situation.

Why Choose Fluent Money
if You’re Self-Employed?
Work with specialists in self-employed mortgage applications.
- All advice comes from qualified mortgage advisers, with every recommendation carefully checked before it’s shared with you.
- Receive help and advice from your own personal mortgage expert
- Gain access to our most competitive deals
- Our advisers quickly understand any complex requirements you may have
- We’re dedicated to making sure your application proceeds smoothly
- A simple, transparent, and quick application process
- No-obligation advice, arrange a free call now
- Our advisers aim to find the lowest rate

Important information.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £995
Get a Free, No-Obligation Quote
Our expert advisers are here to help. Fill out our contact form and arrange a free call for a time that suits you.