Fluent Focus

Bridging Spotlight: Navigating Financial Hurdles With Expertise & Innovation

A client found himself in a challenging financial situation when he exceeded the term of his original bridging loan by two months. The lender was imposing significant interest costs for each additional month. Initially, the balance at the end of his original term was £329,000. However, as a result of these additional charges, … Continued

The myths and facts of equity release

Jack Hopkins, Fluent’s Equity Release Sales Manager, discusses the performance of the later life lending sector throughout quarters 1 and 2 of 2023, how the sector has evolved and considers the myths and facts of later life lending.

6 top tips on using ChatGPT to supercharge your marketing

Jimmy Govan, National Sales Manager at MPowered Mortgages, shares his top tips on how brokers can use ChatGPT to improve their marketing strategy. AI is an increasingly hot topic at the moment, and ChatGPT is often at the core of these discussions. It’s changing the way many companies do business, and many brokers are now … Continued


Managing Director of Fluent Money’s Equity Release division, Aaron Conlon, broadens his role to support MAB in driving the growth and expansion of new later life lending proposition Mortgage Advice Bureau (MAB) has announced a series of new appointments within its mortgages and later life lending team. In addition, and as part of these changes, …

The past, present and future of bridging

There’s no doubt that we faced a challenging year in 2022. Rising interest rates, a cost-of-living crisis and political instability put the wider economy under pressure. The property industry was not immune to this; mainstream lenders struggled to lend, while many borrowers faced fresh affordability issues. But, despite the negative sentiment, the bridging market went from strength … Continued

Are you prepared for the new Consumer Duty?

With January behind us and our 2023 business plans launched, we are approaching, at speed, the introduction of the FCA’s new ‘Principle 12’ on Consumer Duty. Consumer Duty is the largest shake up in FCA regulation in over a decade and represents a completely different viewpoint on how to treat customers fairly. Across financial services, … Continued

Say hello to our new intermediaries brand: Fluent Partners

In a new era of financial services, we have evolved to become Fluent Partners. After several months of hard work behind the scenes, we’re proud to finally share our new brand proposition with you. Our rebrand and fresh, new identity marks an exciting new era for the B2B arm of Fluent Money. Formerly known as … Continued

Curb the rising cost of living with debt consolidation

We take a look at why debt consolidation could be a sensible option for your clients to regain control of their finances.   It’s no secret that Christmas can be one of the most expensive times of the year. This, coupled with the rising cost of living may have left your clients feeling unclear on … Continued

The changing face of cyber security

Clearly, no business is immune to cyber risk irrespective of its size and industry. And since the digital world is constantly changing, software and networks are always developing loopholes for attackers to seek and exploit. As a Fintech finance broker, we have built cyber security into our product, and all our operations. Now a strong … Continued

Helping your clients through the cost of living squeeze

Just as we start to see the effects of the global pandemic ease, we are thrown into a new challenge that will once again affect us all – the rising cost of living. With ever increasing retail and energy prices affecting millions of households, naturally, many people may need to raise additional funds.    Inflation has … Continued